Understanding the needs of the Cotswolds area
The Cotswolds are incredibly special in many ways. Quintessentially English, the beautiful market towns and villages nestle in the rolling hills of the largest area of outstanding beauty in England and Wales.
“With their distinctive honey-coloured stone cottages, traditional local pubs, charming village greens and bucolic settings, the pretty villages scattered across The Cotswolds offer a slice of idyllic rural life. Each one has its own character – from the elegance of Bourton-on-the-Water to the tranquillity of The Slaughters – but all have the same inimitable Cotswold magic.” The Culture Trip
Attracting a mixture of high net worth individuals, including celebrities the Cotswolds is one of the most desirable areas to live in the UK.
Cotswolds Homes
Bespoke insurance for Cotswolds high net worth homes
Eggar Forrester understand that a sophisticated and flexible approach to the insurance needs of high net worth individuals and their properties is needed. Standard insurance policies don’t cover the complexities that are associated with high-value assets such as fine art, jewellery, antiques etc. High net worth properties often include outbuildings, home offices, swimming pools, sports facilities and studios all of which can be covered under one high-value home insurance policy.
Is your Cotswolds home a listed building?
It is a privilege to reside in a beautiful Cotswold stone listed building, but at Eggar Forrester we also understand that repairs to such a home are anything but ordinary! With a listed building any repairs may require specific materials and expert craftsmanship, all of which need to be reflected in your insurance policy to make sure you are fully covered.
The trouble with Cotswolds Stone
As beautiful as Cotswold stone is – ranging in variety from honey colouring to gold to pearl white – it is not without its complications for Cotswolds homeowners!
Synonymous with tradition Cotswold stone offers a unique challenge when it comes to repairs. Eggar Forrester are well versed in this area and are able to offer bespoke cover for Cotswold stone properties as well as advise on the level of rebuild cost that would factor in this special element. As well as main residential properties we are able to cover unoccupied properties, holiday lets, and investment properties.
Flooding in the Cotswold areas
Eggar Forrester Flood Advice
One of the most pressing issues for residents in the Cotswolds is flooding! It can cause havoc with properties, ruining not just contents but the structural integrity of your home and foundations your property sits on. Flooding can cause heartbreak from damaging or even losing personal possessions to the need for major renovations in your Cotswolds home. We recommend keeping up to date with all weather reports and flood warnings with the following websites:
- Health and Safety Executive
- MET Office email alerts
- National Severe Weather Warning Service
- Government Flood Warning Information
- Environment Agency/ Natural Resource Wales/ Scottish Environment Protection Agency
- Water UK
- Water Regulations Advisory Scheme (WRAS)
There is also good advice from the district council on their website.
Eggar Forrester Insurance can work with you to create a bespoke policy that will cover homes in flood risk areas, that also require the extra care of a Cotswolds home. We will take into consideration previous flood claims, subsidence and underpinned homes.
Contact Eggar Forrester Insurance to protect your Cotswolds property
Contact us today for a free bespoke quotation to fully cover for your Cotswolds home, properties and contents.